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Bank Deposits Rise as Investors Shift from Equities to Fixed-Income Instruments

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Bank Deposits Rise as Investors Shift from Equities to Fixed-Income Instruments

Reviewed byMrunal Wange· Business & Economy Editor· Edited byOjas Kale
Analysed 9 Jun 2026·3 sources analysed·Business
Bank Deposits Rise as Investors Shift from Equities to Fixed-Income InstrumentsPreviousNext

Bank deposits in India rose to Rs 256.9 lakh crore by May 15, 2026, marking a 12.2% year-on-year growth, surpassing last year's 10% increase, according to RBI data. Time deposits led with a 12.3% rise to Rs 225.2 lakh crore, comprising 87.7% of total deposits. This growth reflects investors shifting from volatile equity markets and mutual funds toward the safety of fixed-income instruments. Demand deposits grew slower at 11.4%, indicating a preference for term deposits amid stabilizing interest rate expectations.

TBN's observations

First-hand measurement across 3 sources

We measured how 3 outlets covered this story. Coverage leans balanced overall (Left 0%, Centre 100%, Right 0%). Overall sentiment is neutral (63/100). Lens Score 37/100 — moderate-to-low public interest.

Outlets analysed (first-hand measurement by TBN's Bias Engine):

  • economictimes— balanced framing, neutral sentiment
  • economictimes— balanced framing, neutral sentiment
  • economictimes— balanced framing, neutral sentiment
Political Bias
0%100%0%
Sentiment
63%
AI analysis of 3 sources · Published under editorial oversight by The Balanced News
Analysed 9 Jun 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Political bias across 3 sources
● Left 0%● Center 100%● Right 0%

The articles primarily present data and expert commentary without political framing. The focus is on economic behavior and market trends, with perspectives from banking officials and RBI statistics. There is no evident political bias, as the coverage centers on investor responses to market conditions rather than policy debates or partisan viewpoints.

Sentiment — Neutral (63/100)

The overall tone is neutral to cautiously positive, highlighting a return to bank deposits amid market volatility. The coverage emphasizes factual data and expert observations without emotional language, reflecting a balanced view of investor caution and market dynamics without overt optimism or pessimism.

How 3 sources covered this story

Each source's own headline, political lean, and sentiment — so you can see framing differences at a glance.

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SourceTheir headlineBiasSentiment
economictimesMuted returns on market bets steer funds back to banksCenterNeutral
economictimesMuted returns on market bets steer funds back to banksCenterNeutral
economictimesMuted returns on market bets steer funds back to banksCenterNeutral

Coverage timeline

economictimes broke this story on 8 Jun, 07:51 pm. Other outlets followed.

  1. 1
    economictimes8 Jun, 07:51 pm
    Muted returns on market bets steer funds back to banks
  2. 2
    economictimes9 Jun, 01:59 am
    Muted returns on market bets steer funds back to banks
  3. 3
    economictimes9 Jun, 02:06 am
    Muted returns on market bets steer funds back to banks

Lens Score breakdown

37/100
Public interest0/100
Coverage gap90%

Story is receiving appropriate media attention relative to public interest.

Who's involved

Institutions and figures named across source coverage.

Government
Reserve Bank of IndiaMinistry of Finance
Corporate
Macquarie CapitalYes Bank

Story context

Category
Business
Sources analysed
3
Last analysed
9 Jun 2026
Key entities
Time depositDeposit accountLakhCroreReserve Bank of IndiaAccountingStock marketMutual fundFixed incomeVolatility (finance)Indian rupeeStock