Indian carmakers are aiming for a strong finish to FY26, targeting a record 4.73 million unit sales despite a recent slowdown in retail momentum. Carmakers are relying on rural demand, GST affordability benefits, and alternative credit to achieve an 8% growth forecast. However, concerns exist regarding tapering GST gains, weak household savings, and conservative lending impacting discretionary spending. Price hikes are also being implemented, with the industry bracing for inventory management challenges in the final quarter.