Banks across India will observe regional holidays between January 14 and 15, 2026, to mark harvest festivals like Makar Sankranti, Pongal, and Magh Bihu. Closures will vary by state and city, with some areas affected on the 14th and others on the 15th. Digital banking services, ATMs, and net banking will remain operational for customers. The Reserve Bank of India (RBI) publishes a city-wise holiday calendar for these observances under the Negotiable Instruments Act.