The finance ministry plans a second meeting with insurers and hospitals in mid-January to address rising health insurance premiums and medical inflation. Discussions will focus on industry proposals for lowering premiums, increasing claim settlement transparency, and the role of the Policyholders' Education and Protection Fund. Previous talks emphasized standardized treatment protocols, uniform empanelment, and faster cashless claims to control costs and improve policyholder experience. Regulatory options to curb sharp premium increases are also being examined.