HDFC Bank will conduct scheduled system maintenance on January 10, 2026, from 2:30 AM to 6:30 AM IST, temporarily disabling NetBanking, mobile app services, and UPI, NEFT, IMPS, and RTGS fund transfers. Customers can still use the PayZapp Wallet. In a separate development, HDFC Bank has integrated the Reserve Bank of India's Digital Rupee into its SmartGateway platform, allowing merchants to offer this zero-cost payment option alongside existing methods.