Comparison of Highest 5-Year Fixed Deposit Rates Across PSU, Private, and Small Finance Banks
16 hours agoBusiness
44LENS
2 SourcesIndia
TBNthebalanced.news

Comparison of Highest 5-Year Fixed Deposit Rates Across PSU, Private, and Small Finance Banks

Fixed deposits (FDs) remain a popular low-risk investment in India, with interest rates fixed at the time of deposit. For a 5-year tenure, Suryoday Small Finance Bank offers the highest FD rate at 7.90%, followed by private banks like DCB Bank at 7.25% and IDFC FIRST Bank at 7.15%. Among PSU banks, Bank of Baroda leads with 6.30%, while State Bank of India offers 6.05%. These rates determine the maturity amount on investments, with higher rates yielding greater returns over five years.

Political Bias
0%100%0%
Sentiment
62%
AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 8 May 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Political bias across 2 sources
● Left 0%● Center 100%● Right 0%

The articles focus on financial data and investment options without political framing. They present information from multiple banking sectors—public, private, and small finance banks—without favoring any political or economic ideology. The coverage is neutral, emphasizing factual interest rates and maturity outcomes rather than policy or political implications.

Sentiment — Neutral (62/100)

The tone across the articles is neutral and informative, aimed at educating readers about FD interest rates and investment returns. There is no emotional or evaluative language; instead, the coverage highlights comparative data to assist investors in making informed decisions, reflecting a balanced and factual sentiment.

How 2 sources covered this story

Each source's own headline, political lean, and sentiment — so you can see framing differences at a glance.

SourceTheir headlineBiasSentiment
mintFD at PSU banks vs private banks vs SFBs - How much can 5 lakh earn in 5 years? Check best rates here MintCenterNeutral
economictimesHighest 5-year FD rates at PSU vs private vs SFB banks: What Rs 1 lakh investment in each FD will give you on maturity - The Economic TimesCenterNeutral

Coverage timeline

economictimes broke this story on 8 May, 07:48 am. Other outlets followed.

  1. 1
    economictimes8 May, 07:48 am
    Highest 5-year FD rates at PSU vs private vs SFB banks: What Rs 1 lakh investment in each FD will give you on maturity - The Economic Times
  2. 2
    mint8 May, 09:27 am
    FD at PSU banks vs private banks vs SFBs - How much can 5 lakh earn in 5 years? Check best rates here Mint

Lens Score breakdown

44/100
Public interest0/100
Coverage gap100%

Story is receiving appropriate media attention relative to public interest.

Who's involved

Institutions and figures named across source coverage.

Corporate
DCB BankHDFC BankJana Small Finance BankSuryoday Small Finance BankUjjivan Small Finance BankIDFC FIRST BankYES BankTamilnad Mercantile BankCanara BankState Bank of IndiaYES BANKIDBI BankBank of BarodaRBL BankICICI Bank

Story context

Category
Business
Location
India
Sources analysed
2
Last analysed
8 May 2026
Key entities
Free dance (ice dance)Interest rateState-owned enterpriseLakhIndian rupeeDCB BankInfrastructure Development Finance CompanyPrivate bankingFinanceSmall finance bankTamilnad Mercantile Bank LimitedRBL Bank