U.S. President Donald Trump has directed government-controlled entities Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds. This initiative aims to lower mortgage rates and monthly payments, thereby improving housing affordability, which has become a significant concern. While proponents believe this will reduce borrowing costs, some analysts caution that it may only offer limited relief to a market facing structural shortages and high prices, suggesting it's a step but not a complete solution.