President Donald Trump has directed representatives to purchase $200 billion in mortgage bonds, aiming to lower mortgage rates and monthly payments to improve housing affordability. The plan, to be executed by Fannie Mae and Freddie Mac using their existing cash reserves, seeks to narrow mortgage spreads. While experts acknowledge the move could help, they caution it may not fully resolve affordability issues alone, citing structural market challenges like high home prices and low inventory. The initiative revives a tool previously used by the Federal Reserve during crises.