The Bank of India is closing its application window today, January 5, 2026, for 514 Credit Officer positions. Applicants need a graduation degree, with preferred professional qualifications like CA, CFA, or MBA. The age limit is set as of November 1, 2025, with relaxations for reserved categories. The selection process involves an online test and potentially an interview, with the exam covering professional knowledge, reasoning, quantitative aptitude, and credit/risk management.