L&T Finance reported an estimated 49% year-over-year increase in retail finance disbursements for Q3 FY2025-26, reaching Rs 22,690 crore. The company's retail loan book grew 21% YoY to Rs 1,11,900 crore as of December 31, 2025. Disbursements saw significant growth across urban, rural, SME, and gold finance segments, with Farmer Finance showing an 11% increase. Realizations improved to 98% from 97% year-over-year.