Social Security benefits for approximately 75 million Americans will increase by 2.8% in 2026, a rise from 2.5% in 2025, to account for inflation through cost-of-living adjustments. The maximum taxable earnings will increase to $184,500. Payment schedules have also been adjusted. Specific increases were noted for aged couples, widowed mothers, widowed individuals, and disabled workers, with updated earnings limits for those still working or nearing retirement age.