Banks across India will observe closures on January 14 and 15, 2026, due to harvest festivals like Makar Sankranti, Pongal, and Magh Bihu. These holidays are state-specific, with the Reserve Bank of India (RBI) notifying closures under the Negotiable Instruments Act. While physical branches may be shut in certain regions, digital banking services, ATMs, and online transactions will remain operational. Customers are advised to check local holiday schedules for exact details.