A 30-year-old salaried professional in India has shared his struggle with significant debt, reportedly exceeding Rs 2 crore, accumulated through options trading. Despite a monthly income of approximately Rs 2.85 lakh, the individual claims to have borrowed extensively to cover trading losses, leading to substantial unsecured liabilities including personal loans, overdrafts, and credit card debt. He is now considering defaulting on loans to negotiate settlements, acknowledging the severe impact on his credit score.