Indian Banks Face Q3 Earnings Amid Strong Loan Growth and Liquidity Concerns
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Indian Banks Face Q3 Earnings Amid Strong Loan Growth and Liquidity Concerns

Indian banks are poised for a steady Q3 earnings season, driven by strong credit growth and stable asset quality. However, analysts highlight concerns over stretched liquidity and weak deposit mobilization, with loan growth outpacing deposits, leading to record high loan-to-deposit ratios. Major private banks like HDFC, ICICI, and YES Bank are set to release their earnings starting January 17, with expectations of improved margins and robust capital buffers.

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