Millions of Social Security beneficiaries and workers are anxious about potential future bankruptcy fears, though the system is not expected to completely disappear. The Old-Age and Survivors Insurance (OASI) Trust Fund could run out of money by 2033, potentially reducing full benefits to about 77% of promised amounts. While the Disability Insurance (DI) Trust Fund is in better shape, combined funds might only cover 81% of benefits if unaddressed. This situation prompts concern for current retirees and future beneficiaries.