Bombay High Court Orders Bank of Baroda to Refund Rs 18.79 Lakh in Cyber Fraud Case
2 hours agoCrime
37LENS
2 SourcesMumbai, India
TBNthebalanced.news

Bombay High Court Orders Bank of Baroda to Refund Rs 18.79 Lakh in Cyber Fraud Case

The Bombay High Court directed Bank of Baroda to refund Rs 18.79 lakh to a 75-year-old Mumbai woman and her daughter-in-law after unauthorised internet banking transactions linked to SIM swapping in December 2021. The court found no negligence by the account holders and cited the Reserve Bank of India's 2017 zero liability framework, which requires banks to reverse such transactions promptly. The bank was ordered to refund the amount with interest within 12 weeks, failing which additional interest would accrue.

Political Bias
0%100%0%
Sentiment
60%
AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 23 Apr 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Political bias across 2 sources
● Left 0%● Center 100%● Right 0%

The articles present a legal ruling focusing on consumer protection without political framing. They represent judicial and regulatory perspectives, emphasizing the bank's accountability under RBI guidelines. The coverage includes statements from the court and involved parties, maintaining a neutral stance without partisan viewpoints or political commentary.

Sentiment — Neutral (60/100)

The overall tone is factual and neutral, reporting on the court's decision and the circumstances of the cyber fraud. While the ruling favors the victims by ordering a refund, the language remains objective, avoiding emotive or sensational expressions. The sentiment reflects a balanced presentation of the incident and legal outcome.

How 2 sources covered this story

Each source's own headline, political lean, and sentiment — so you can see framing differences at a glance.

SourceTheir headlineBiasSentiment
freepressjournalCyber Fraud: Bombay HC Directs Bank Of Baroda To Refund 18.79 Lakh To Victims, Cites Zero Liability RuleCenterNeutral
indianexpressSecond ruling in a fortnight on cyber fraud, Bombay HC directs BoB to remit Rs 18.79 lakh to senior citizenCenterNeutral

Coverage timeline

indianexpress broke this story on 23 Apr, 11:55 am. Other outlets followed.

  1. 1
    indianexpress23 Apr, 11:55 am
    Second ruling in a fortnight on cyber fraud, Bombay HC directs BoB to remit Rs 18.79 lakh to senior citizen
  2. 2
    freepressjournal23 Apr, 06:55 pm
    Cyber Fraud: Bombay HC Directs Bank Of Baroda To Refund 18.79 Lakh To Victims, Cites Zero Liability Rule

Lens Score breakdown

37/100
Public interest0/100
Coverage gap100%

Story is receiving appropriate media attention relative to public interest.

Accountability flags

TBN's analysis identified the following accountability dimensions in this story.

  • financial irregularity

    This story involves alleged financial misconduct — unexplained transactions, procurement irregularities, or misuse of public/shareholder funds.

Who's involved

Institutions and figures named across source coverage.

Corporate
HDFC BankBank of Baroda
Enforcement
Mumbai Police
Judiciary
Manjusha DeshpandeBombay High CourtJustices Bharati Dangre

Story context

Category
Crime
Location
Mumbai, India
Sources analysed
2
Last analysed
23 Apr 2026
Key entities
MumbaiModus operandiSMSCybercrimeBank of BarodaBombay High CourtOnline bankingLakhIndian rupeeSIM cardAuthenticationFirst information report