Tamil Nadu has introduced the Tamil Nadu Assured Pension Scheme (TAPS), largely mirroring the Old Pension Scheme (OPS) with some improvements. TAPS features death-cum-retirement gratuity, family pension equivalent to 60% of the pension, and inflation indexation. Unlike the Unified Pension Scheme (UPS), TAPS bases pensions on the last month's pay, covers all legal heirs for family payouts, and offers assured payouts regardless of service length. Approximately 6.24 lakh existing employees under the Contributory Pension Scheme are expected to migrate to TAPS, with options to choose their scheme.