The Reserve Bank of India (RBI) has announced 16 bank holidays for January 2026, in addition to regular weekly offs. These holidays, designated under the Negotiable Instruments Act, include observances like New Year's Day, Swami Vivekananda's birth anniversary, Makar Sankranti, and Republic Day. Bank branches in specific cities may close on these dates, affecting customer services. Customers are advised to consult the official holiday calendar to plan their banking activities accordingly.