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RBI Highlights Growing Cash Circulation Amid Rising Digital Payments in India

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RBI Highlights Growing Cash Circulation Amid Rising Digital Payments in India

Analysed 18 Aug 2026·4 sources analysed·Arunachal Pradesh, India·Business
RBI Highlights Growing Cash Circulation Amid Rising Digital Payments in IndiaPreviousNext

RBI Deputy Governor Shirish Chandra Murmu highlighted the ongoing 'cash paradox' where currency in circulation in India grows at double-digit rates despite a decline in cash's share of individual transactions due to rising digital payments. Cash remains vital, especially in rural areas, among low-income groups, older populations, and small businesses. The RBI faces challenges in forecasting cash demand and is exploring ways to extend banknote durability and reduce the cash cycle's carbon footprint to maintain trust and monetary sovereignty.

Sentiment
50%
TBN's observations

First-hand measurement across 3 sources

We measured how 3 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (50/100). Lens Score 44/100.

Outlets measured: businessstandard, economictimes, timesnow. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 3 sources · Published under editorial oversight by The Balanced News
Analysed 18 Aug 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Neutral (50/100)

Sentiment was consistent across outlets (50–50/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

timesnow broke this story on 18 Aug, 06:56 am. Other outlets followed.

18 Aug, 06:56 am3 sources · 3 h18 Aug, 10:08 am
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
← Previous
Key Tax Considerations in Succession Planning and Estate Administration
Next →
India's Capital Inflows Projected to Rise Sharply, Supporting Balance of Payments Surplus in FY2027
  1. 1
    timesnow18 Aug, 06:56 am
    RBI Deputy Governor: Cash Remains Significant Mode Of Payment, Preserving Trust Is Key
  2. 2
    economictimes18 Aug, 09:37 am
    RBI finds cash demand harder to predict as digital payments grow
  3. 3
    businessstandard18 Aug, 10:08 am
    Currency in circulation continues to grow at double-digit rates even as cash's share of individual transactions declines

Who's involved

Institutions and figures named across source coverage.

Government
Reserve Bank of IndiaBank Indonesia

Story context

Category
Business
Location
Arunachal Pradesh, India
Sources analysed
4
Last analysed
18 Aug 2026
Key entities
Currency in circulationReserve Bank of IndiaGovernorBanknoteCurrencyPolymerCentral bankJakartaIndiaBank IndonesiaCarbon footprintEconomy of India