Key Considerations in Travel Insurance Coverage for Senior Travelers

Travel insurance for seniors often appears affordable but may exclude critical coverage, especially for pre-existing or chronic conditions. Insurers typically raise premiums and tighten policy terms with age, leading to claim denials linked to broadly defined pre-existing illnesses like diabetes or heart issues. Understanding exclusions, waiting periods, and sub-limits is crucial for seniors to avoid unexpected claim rejections, as policies may offer partial or no coverage for such conditions despite advertised high medical limits.