Digital gold offers convenience, low investment thresholds, and easy access for gradual savings, with India's market seeing over 940 million transactions valued at Rs 12,471 crore year-to-date as of November 2025. Investors can buy and sell gold online through various apps and jewellers, with the metal stored in insured vaults. However, experts caution against it for long-term wealth creation due to hidden costs like higher spreads, storage charges, counterparty risk, and a lack of regulatory safeguards compared to traditional instruments.