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Public Sector Banks Increase Borrowings Amid Slower Deposit Growth Compared to Private Banks

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Public Sector Banks Increase Borrowings Amid Slower Deposit Growth Compared to Private Banks

Analysed 27 Aug 2026·2 sources analysed·Mumbai, India·Business
Public Sector Banks Increase Borrowings Amid Slower Deposit Growth Compared to Private BanksPreviousNext

Public sector banks in India are increasingly relying on borrowings to fund credit growth as their deposit growth lags behind private banks. In the June quarter, PSB borrowings rose nearly 29% year-on-year, while private banks' borrowings grew about 3%. Private banks also expanded deposits by 14.3%, outpacing the 10.7% growth of PSBs, raising concerns about the sustainability of state-owned banks' funding. Currently, abundant system liquidity and lower wholesale funding rates mitigate the impact of these shifts.

Sentiment
52%
TBN's observations

First-hand measurement across 2 sources

We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (52/100). Lens Score 45/100.

Outlets measured: economictimes, economictimes. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 27 Aug 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Neutral (52/100)

Sentiment was consistent across outlets (52–52/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

economictimes broke this story on 26 Aug, 07:11 pm. Other outlets followed.

26 Aug, 07:11 pm2 sources · 5 h27 Aug, 12:11 am
  1. 1
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
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economictimes26 Aug, 07:11 pm
Shifting Gears: PSBs borrow more to cater to credit demand as deposits lag
  • 2
    economictimes27 Aug, 12:11 am
    Shifting Gears: PSBs borrow more to cater to credit demand as deposits lag
  • Who's involved

    Institutions and figures named across source coverage.

    Government
    Reserve Bank of India
    Corporate
    Public sector banksPrivate banks

    Story context

    Category
    Business
    Location
    Mumbai, India
    Sources analysed
    2
    Last analysed
    27 Aug 2026
    Key entities
    LiquidityState-owned enterprisePrivate bankingPublic sectorShifting Gears (film)Market sharePercentage pointFinanceSustainabilityMumbaiIndiaPublic company