Report Details Retirement Corpus Needs and SIP-SWP Strategy for Monthly Income

A recent report outlines the retirement corpus needed to generate Rs 50,000 monthly income through various investment strategies over a 40-year horizon, estimating Rs 2.30 crore for fixed deposits, Rs 2.35 crore for life annuities, Rs 1.60 crore for systematic withdrawal plans (SWP), and Rs 1 crore using the ScientificPay strategy. Separately, a Rs 1,000 monthly SIP starting at age 25 can grow to Rs 27.56 lakh in 25 years, which, when shifted to conservative funds and combined with an SWP, may provide Rs 20,000 monthly income from age 50 to 75, illustrating disciplined investing's potential for retirement income generation.