Retirement Planning: Corpus Needed to Generate Rs 50,000 Monthly Income Varies by Strategy

Financial experts emphasize that generating a monthly retirement income of Rs 50,000 requires a substantial corpus, which varies based on investment strategy and withdrawal rates. Traditional fixed deposits or annuities may need over Rs 2 crore, while systematic withdrawal plans (SWP) can reduce this to around Rs 1 crore, though sustainability depends on returns, inflation, and withdrawal rates. Early retirement planning, such as retiring at 40, demands disciplined investing and consideration of inflation to maintain purchasing power over decades.