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Public Sector Banks Report Record Profit and Lowest Bad Loans in FY26

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Public Sector Banks Report Record Profit and Lowest Bad Loans in FY26

Analysed 28 Jul 2026·2 sources analysed·New Delhi, India·Business
Public Sector Banks Report Record Profit and Lowest Bad Loans in FY26PreviousNext

Public Sector Banks (PSBs) in India reported a record net profit of Rs 1.98 lakh crore in FY 2025-26, with gross non-performing assets (GNPA) falling to a historic low of 1.9%. The combined business of PSBs crossed Rs 283 lakh crore, supported by strong credit growth in retail and MSME sectors. Capital adequacy improved, with the Capital to Risk-weighted Assets Ratio rising to 16.6%. The government introduced the Emergency Credit Line Guarantee Scheme (ECLGS 5.0) in May 2026 to support liquidity amid the West Asia crisis.

Political Bias
0%33%67%
Sentiment
76%
TBN's observations

First-hand measurement across 2 sources

We measured how 2 outlets covered this story. Coverage leans right-leaning overall (Left 0%, Centre 33%, Right 67%). Overall sentiment is positive (76/100). Lens Score 45/100.

Outlets measured: thestatesman, thetribune. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 28 Jul 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Political bias across 2 sources
● Left 0%● Center 33%● Right 67%

All 1 outlets scored close to centre on political lean. The real divergence here is in emphasis, not lean — compare the headlines below to see how each outlet chose to frame the same facts.

Sentiment — Positive (76/100)

Sentiment was consistent across outlets (75–78/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

thetribune broke this story on 28 Jul, 01:20 pm. Other outlets followed.

28 Jul, 01:20 pm2 sources · 20 min28 Jul, 01:40 pm
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
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  1. 1
    thetribune28 Jul, 01:20 pm
    Public Sector Banks net profit hits record Rs 1.98 lakh crore in FY26; GNPA falls to 1.9 - The Tribune
  2. 2
    thestatesman28 Jul, 01:40 pm
    PSBs post record Rs 1.98 lakh crore profit in FY26 as bad loans hit historic low: MoS Finance

Who's involved

Institutions and figures named across source coverage.

Government
Ministry of FinanceNational Credit Guarantee Trustee Company Limited
Corporate
Public Sector BanksMember Lending Institutions
Political
BJP

Story context

Category
Business
Location
New Delhi, India
Sources analysed
2
Last analysed
28 Jul 2026
Key entities
Net incomePublic companyLakhBankCroreIndian rupeeMinistry of Finance (India)AssetSmall and medium-sized enterprisesNon-performing loanBalance sheetWestern Asia