ISB Survey Finds Extra Charges on UPI Payments and Potential MDR Impact on Vendors
A survey by the Indian School of Business found that over 10% of vendors were charged extra by suppliers for UPI payments despite no merchant discount rate (MDR) being applied yet. The study, covering 722 vendors across 14 states, also revealed that more than half of street vendors might reduce UPI acceptance if a proposed 0.4% MDR on transactions above ₹2,000 is introduced. Vendor-supplier payments, often exceeding this amount, are a particular concern, potentially leading to increased costs passed to customers and a shift back to cash.
First-hand measurement across 2 sources
We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (44/100). Lens Score 39/100.
Outlets measured: economictimes, businessstandard. See how each one headlined and framed the same story in the source comparison below.
AI Analysis
Sentiment was consistent across outlets (38–50/100), indicating broadly factual reporting rather than editorialising.
Coverage timeline
businessstandard broke this story on 4 Nov, 03:19 pm. Other outlets followed.
