In 2025, India's financial sector saw transformative changes driven by AI, regulation, and trust. Technology, particularly AI, became a core strategic driver, influencing decisions in risk, fraud, credit, and customer engagement. Banks and fintech firms focused on responsible AI use, data governance, and enhanced cybersecurity. Cloud adoption accelerated for scale and data management, while blockchain bolstered transaction security. Upskilling employees in AI governance and data literacy became crucial as digital maturity advanced.