Aye Finance Pilots Generative AI Model for Image-Based Underwriting of MSMEs

Aye Finance has piloted a Generative AI model that estimates monthly sales of trading businesses using images of store premises and other data. This in-house developed solution integrates Multimodal Large Language Models with proprietary machine learning to automate underwriting for micro-scale MSMEs, particularly in tier 2 and beyond cities. The technology aims to reduce costs, increase consistency, and expand credit access by transforming unstructured data into actionable financial insights, enhancing loan processing speed and fairness.