Kotak Mahindra Bank has set January 14, 2026, as the record date to determine shareholder eligibility for its previously announced 1:5 stock split. This means each existing share will be divided into five, with a face value adjustment. The bank stated this move aims to improve share liquidity and accessibility for retail investors. The record date is set in accordance with SEBI regulations, ensuring only shareholders as of that date receive the split shares.