SBI Revises ATM Charges and Introduces Fees on Higher-Value IMPS Transfers

State Bank of India (SBI) will implement revised ATM transaction charges from December 1, 2025, and new fees on IMPS transfers starting February 15, 2026. IMPS transactions up to ₹25,000 via digital channels remain free, while transfers above this threshold will incur charges ranging from ₹2 to ₹10 plus GST depending on the amount. Branch IMPS charges remain unchanged. Certain salary and special savings accounts are exempt from the new IMPS fees, aiming to balance cost recovery with customer relief.