Gold Price Surge Boosts Indian Household Wealth and Mutual Fund Trends in 2025

In 2025, Indian households saw a Rs 117 lakh crore wealth gain from rising gold prices, marking the largest boost in 25 years and strengthening spending capacity amid equity underperformance. Flexi-cap and multi-asset mutual funds gained popularity for their adaptability and diversification during market volatility. Leading funds like ICICI Prudential India Opportunities and SBI Small Cap demonstrated strong returns, while HDFC Mutual Fund adjusted portfolios with key buys and sells. SIP contributions remained robust, and value-oriented pension funds offered long-term investment options.