Kotak Mahindra Bank Revises Debit Card Fees and Auto-Debit Penalties Effective April 2026

Kotak Mahindra Bank will implement revised fees from April 1, 2026, affecting debit card annual charges, ECS and NACH mandate failure penalties, and cash transaction limits for certain savings and salary accounts. The bank increased penalties for repeated auto-debit failures, raised annual debit card fees for select variants, and introduced a new third-party cash transaction fee. Some basic and institutional accounts remain exempt from these charges.