Banks across India will observe holidays for up to 16 days in January 2026, as per the Reserve Bank of India's (RBI) calendar. These closures vary by state, influenced by regional festivals, birthdays, and observances, in addition to national holidays and weekends. While physical branches will be closed on these specific days, digital banking services like mobile and internet banking will remain operational. Key holidays include New Year's Day, Makar Sankranti, Pongal, and Republic Day, with specific closures noted for states like Mizoram, Tamil Nadu, and West Bengal.