Non-Resident Indians (NRIs) can utilize NRE fixed deposits as a stable savings tool in India, offering a simple, hands-off approach to financial goals. These deposits, funded by foreign income and held in rupees, work alongside NRE savings accounts for managing funds. Products like those from IDFC FIRST Bank allow NRIs to commit funds for specific tenures, providing a predictable way to save for future needs in India without requiring daily attention.