The Indian banking system has significantly improved, with gross NPAs falling to 2.1% by September 2025 and net NPAs near 0.5%, though challenges like loan growth outpacing deposits persist. The Supreme Court has stayed a ruling on the Aravalli range definition, acknowledging environmental concerns and the failure of "sustainable mining" concepts. Air pollution in North India, stemming from known sources like vehicles and industry, requires urgent, coordinated action and a regional approach for improvement within five years.