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Key Habits and Credit Card Choices to Improve Your Credit Score

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Key Habits and Credit Card Choices to Improve Your Credit Score

Analysed 5 Sept 2026·2 sources analysed·Ireland·Business
Key Habits and Credit Card Choices to Improve Your Credit ScorePreviousNext

Improving a credit score requires consistent financial habits over time, such as paying bills and EMIs on time, managing credit card balances to keep utilization low, and applying for new credit only when necessary. Credit cards themselves do not directly raise credit scores; rather, responsible usage and timely repayments reported to credit bureaus help build a positive credit history. Various credit cards, including those from SBI, cater to different credit profiles to support individuals at different stages of their credit journey.

Sentiment
54%
TBN's observations

First-hand measurement across 2 sources

We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (54/100). Lens Score 30/100.

Outlets measured: indianexpress, moneycontrol. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 5 Sept 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Neutral (54/100)

Sentiment was consistent across outlets (52–55/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

moneycontrol broke this story on 4 Sept, 03:27 pm. Other outlets followed.

4 Sept, 03:27 pm2 sources · 17 h5 Sept, 08:38 am
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
← Previous
Bhopal Entrepreneur Builds Rs 1 Crore Avocado Business Using Israeli Farming Methods
Next →
Studies Show White and Green Roofs Reduce Urban Heat and Energy Use
1
moneycontrol4 Sept, 03:27 pm
Five credit habits that can steadily strengthen your score- Moneycontrol.com
  • 2
    indianexpress5 Sept, 08:38 am
    How Do I Improve My Credit Score? Which SBI Card Can Help If I Have a Low Credit Score?
  • Who's involved

    Institutions and figures named across source coverage.

    Corporate
    State Bank of India Card Payment Services Limited

    Story context

    Category
    Business
    Location
    Ireland
    Sources analysed
    2
    Last analysed
    5 Sept 2026
    Key entities
    Credit historyCredit scoreDefault (finance)Credit cardCredit limitTransUnion CIBILRevolving creditSBI CardCredit bureauCredit riskIndiGoCredit