On New Year's Day, January 1, 2026, which falls on a Thursday, most federal and state courts, major banks like Bank of America and Wells Fargo, and Costco will be closed. The United States Postal Service and UPS will also not operate or deliver packages. However, major retailers such as Target and Walmart are expected to remain open with regular hours, and BJ's typically operates. Normal services for mail and package delivery will resume on January 2.