Reserve Bank Governor Sanjay Malhotra urged staff to continue calibrating regulations and enhancing supervision in the new year. He emphasized customer centricity and financial inclusion as core to the RBI's work, alongside strengthening the monetary policy framework and deepening financial markets. Malhotra highlighted the need for staff to embrace technology and improve processes amidst a rapidly evolving economic landscape shaped by technological and geopolitical shifts, stressing the importance of integrity and public service.