Recent Financial Updates: Banking Changes, Regulatory Norms, and Consumer Finance Guidance

Recent financial updates include revised air ticket refund norms by DGCA and changes in banking services such as HDFC Bank's Infinia card fee waiver criteria and YES Bank blocking forex cards following a cyber attack. Other developments cover PNB's revised fixed deposit rates, EPFO's refund issuance for inoperative accounts, and TransUnion CIBIL's new access to UID for user verification. Additionally, guidance on managing credit card interest rates and loan restructuring is highlighted to help consumers manage finances effectively.