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Nearly Rs 1 Lakh Crore in Bank Deposits Remain Unclaimed, RBI Facilitates Recovery

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Nearly Rs 1 Lakh Crore in Bank Deposits Remain Unclaimed, RBI Facilitates Recovery

Analysed 12 Aug 2026·2 sources analysed·Business
Nearly Rs 1 Lakh Crore in Bank Deposits Remain Unclaimed, RBI Facilitates RecoveryPreviousNext

Nearly Rs 1 lakh crore in bank deposits has been transferred to the Reserve Bank of India's Depositor Education and Awareness Fund due to unclaimed accounts. Reasons include outdated contact details, death of account holders, and lack of awareness or documentation among nominees and heirs. The money is not lost and can be claimed by eligible parties through banks, which are directed to assist claimants and conduct outreach efforts. The RBI has also introduced the UDGAM portal to help customers locate and recover unclaimed deposits.

Sentiment
58%
TBN's observations

First-hand measurement across 2 sources

We measured how 2 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (58/100). Lens Score 48/100.

Outlets measured: indiatoday, mint. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 2 sources · Published under editorial oversight by The Balanced News
Analysed 12 Aug 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Neutral (58/100)

Sentiment was consistent across outlets (50–65/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

mint broke this story on 12 Aug, 06:31 am. Other outlets followed.

12 Aug, 06:31 am2 sources · 3 h12 Aug, 09:58 am
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
← Previous
Consumer Commission Orders Citi Bank to Refund Rs 12.91 Lakh for Excess Home Loan Interest
Next →
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1
mint12 Aug, 06:31 am
Unclaimed bank deposits near 1 lakh crore: How to find forgotten money and claim it through RBI's UDGAM portal Mint
  • 2
    indiatoday12 Aug, 09:58 am
    Why nearly Rs 1 lakh crore in bank deposits remains unclaimed
  • Who's involved

    Institutions and figures named across source coverage.

    Government
    Ministry of FinanceReserve Bank of IndiaGovernment of India

    Story context

    Category
    Business
    Sources analysed
    2
    Last analysed
    12 Aug 2026
    Key entities
    Deposit accountLakhCroreIndian rupeeMinistry of Finance (India)Parliament of the United KingdomDrug Enforcement AdministrationReserve Bank of IndiaBankRun batted inUnited Press InternationalLiteracy