
Employees often accumulate multiple Employees' Provident Fund (EPF) accounts when changing jobs, as each employer typically opens a new account. To streamline management and maintain a continuous service record, the Employees' Provident Fund Organisation (EPFO) issues a Universal Account Number (UAN) that links all accounts. Employees can merge their PF accounts online via the EPFO Member Portal by transferring balances from old accounts to the current one, simplifying tracking and pension valuation.
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