Recoveries through India's Insolvency and Bankruptcy Code (IBC) rose to 52.4% of total in FY25, up from 49.5% a year prior, according to an RBI report. The IBC remains the primary recovery method, with improved recovery rates for both IBC and SARFAESI processes. Banks also continued balance sheet cleanups via NPA sales to asset reconstruction companies, though asset sales by public sector banks declined.