The Social Security Administration (SSA) will implement a 2.8% Cost-of-Living Adjustment (COLA) for 2026, a slight increase from 2025's 2.5%. This adjustment aims to help beneficiaries keep pace with inflation. Supplemental Security Income (SSI) recipients will see the increase on December 31, 2025. Most retirement, survivor, and disability beneficiaries will receive their adjusted payments in January 2026, with specific dates determined by the beneficiary's birth date, potentially causing confusion.