The National Housing Bank (NHB) has expressed concern over the slow pace of disbursements under the Pradhan Mantri Awas Yojana (PMAY) 2.0 scheme. During a meeting with housing finance companies (HFCs), NHB urged lenders to increase their focus and participation, noting that current disbursements are not meeting expectations. HFCs cited higher repayment risk and stress in beneficiary-led construction, while NHB highlighted that disbursements are concentrated in larger loans, contrary to the scheme's goal of expanding credit to smaller borrowers.