Experts Advise Long-Term SIPs and Portfolio Alignment for Sustainable Wealth Growth

Financial experts highlight the benefits of disciplined, long-term systematic investment plans (SIPs) in mutual funds for wealth creation. Chartered Accountant Nitin Kaushik illustrates how a step-up SIP of Rs 18,000 with a 10% annual return can grow to around Rs 2 crore in 20 years, enabling sustainable monthly withdrawals. Another expert advises realistic expectations for younger investors targeting multi-crore portfolios, emphasizing diversified fund allocation and risk management. Consistent investing, even starting later in life, is encouraged over waiting for ideal market conditions.