HDFC Bank to Include UPI ATM Withdrawals in Free Transaction Limits from April 2026

HDFC Bank will include UPI-based cash withdrawals at ATMs within customers' monthly free ATM transaction limits starting April 1, 2026. Currently, savings and salary accounts allow five free transactions at HDFC Bank ATMs, with fewer free transactions at other banks' ATMs depending on the city. After exceeding the free limit, a fee of Rs. 23 plus taxes will apply per withdrawal. The bank said this change aims to standardize fee structures and maintain transparency. UPI-enabled ATM withdrawals allow cardless cash access via QR code and UPI app authorization.