Key Considerations for Optimizing Car Insurance Coverage at Renewal

Car insurance renewal offers opportunities to optimize coverage without necessarily increasing premiums. Policyholders should review key details such as insured declared value, policy type, and lifestyle changes like commute or parking to ensure adequate protection. Strategies include refining comprehensive cover, using discounts, managing claim history wisely, and confirming add-ons and deductibles. Regular audits at renewal help align policies with current risks and avoid claim complications, enhancing value and reliability.