A 40-year-old professional earning approximately Rs 1.2 crore annually reportedly cannot afford a Rs 5 crore home in Gurgaon, sparking a discussion on high earners' struggles with property acquisition. Experts highlight that gross income is misleading, with net income after taxes being the true measure of financial capacity. Rising property prices, outpacing salary growth, and job uncertainty for older professionals are cited as key challenges, alongside competition from established wealth and investors.