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Indian Banks Revise Fixed Deposit Interest Rates Following RBI Rate Hike

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Indian Banks Revise Fixed Deposit Interest Rates Following RBI Rate Hike

Analysed 12 Nov 2026·7 sources analysed·Mumbai, India·Business
Indian Banks Revise Fixed Deposit Interest Rates Following RBI Rate HikePreviousNext

In November 2026, several Indian banks revised fixed deposit (FD) interest rates following the Reserve Bank of India's repo rate hike. Bank of Baroda increased its 555-day FD rate by 10 basis points to 6.85 percent for general depositors, with higher rates for senior and super senior citizens. Indian Overseas Bank raised rates on its 444-day FD by up to 15 basis points but cut rates on shorter tenures. Federal Bank also increased senior citizen FD benefits to 7.50 percent. Small finance and private banks offer higher FD rates, with Suryoday Small Finance Bank leading at 8.25 percent for five-year deposits.

Sentiment
51%
TBN's observations

First-hand measurement across 7 sources

We measured how 7 outlets covered this story. No outlet gave this story a measurable political slant — there is no left–right reading to report. Overall sentiment is neutral (51/100). Lens Score 45/100.

Outlets measured: indiatvnews, moneycontrol, freepressjournal, mint, moneycontrol, economictimes, economictimes. See how each one headlined and framed the same story in the source comparison below.

AI analysis of 7 sources · Published under editorial oversight by The Balanced News
Analysed 12 Nov 2026· How this analysis is produced· Editorial standards· Corrections

AI Analysis

Sentiment — Neutral (51/100)

Sentiment was consistent across outlets (50–55/100), indicating broadly factual reporting rather than editorialising.

Coverage timeline

economictimes broke this story on 11 Nov, 12:50 pm. Other outlets followed.

11 Nov, 12:50 pm7 sources · 22 h12 Nov, 10:27 am
AI analysis by the TBN Bias Engine · beat methodology byMrunal Wange· Business & Economy Editor· editorial standards byOjas Kale
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  1. 1
    economictimes11 Nov, 12:50 pm
    Indian Overseas Bank revises FD interest rates: 6.75 rate on 444-day deposits, rate cut on 180-269 day FDs
  2. 2
    economictimes12 Nov, 07:15 am
    Bank of Baroda hikes FD interest rate to up to 6.85 : Check latest rates for general, senior and super senior citizens
  3. 3
    moneycontrol12 Nov, 07:45 am
    Bank of Baroda Indian Overseas Bank revise FD rates: Check latest interest rates- Moneycontrol.com
  4. 4
    mint12 Nov, 07:50 am
    Best fixed deposit rates, 11 Nov 2026: Earn up to 8.25 ; check FD returns of top 5 small finance, private, public banks
  5. 5
    freepressjournal12 Nov, 08:18 am
    Bank of Baroda Raises 555-Day FD Rate, Super Senior Citizens Can Earn 7.45
  6. 6
    moneycontrol12 Nov, 10:26 am
    Federal Bank raises senior citizen FD interest rates to 7.50 ; check revised rates- Moneycontrol.com
  7. 7
    indiatvnews12 Nov, 10:27 am
    Indian Overseas Bank raises interest rates on 444-day term deposits by up to 15 bps, check new rates

Who's involved

Institutions and figures named across source coverage.

Corporate
Bank of BarodaKotak Mahindra BankICICI BankHDFC BankIndian Overseas Bank

Story context

Category
Business
Location
Mumbai, India
Sources analysed
7
Last analysed
12 Nov 2026
Key entities
Interest rateFree dance (ice dance)Indian Overseas BankBank of BarodaICICI BankKotak Mahindra BankIndian rupeePublic sectorBasis pointHDFC BankRepurchase agreementReserve Bank of India