Reports indicate a rise in fraudulent loans taken using stolen PAN card details, leading to financial distress and credit score damage for victims. Zeenews advises individuals to regularly check their credit reports from bureaus like CIBIL, Equifax, Experian, and CRIF High Mark, or through fintech apps, to detect any unauthorized loans or credit cards linked to their PAN. Early detection and preventive steps are crucial for protection against such financial fraud.